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Part III

Designing the Strategy

Build the financing and care architecture deliberately.

Employer questions

Use the ideas in the room.

  • What risk are we retaining, transferring or failing to see?
  • Which care pathways need active design now?

Part perspective

A management lens for this work.

This part connects financing, catastrophic-risk protection and care pathways into a plan architecture that fits the employer's risk capacity and employee needs. Its goal is deliberate design before vendor selection or renewal pressure narrows the options.

Put this part to work

  1. 01Document retained-risk objectives and funding alternatives.
  2. 02Evaluate stop-loss terms alongside rate and exposure.
  3. 03Choose one complex-care pathway to map and improve.
Employer Benefits IQresource

Decision Support: Three Funding Paths

A practical resource to carry the conversation from the page into your management process.

Use the Health Plan Score

Put the methodology to work

Apply the HPHP methodology with Employer Benefits IQ.

Employer Benefits IQ is the practical application platform for employers who want to use education, tools, data, vendor intelligence and decision support in real-world benefits decisions.

Use Employer Benefits IQ tools and decision support